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Ricardo by Systemics


Ricardo is Systemics' architecture for Internet payment systems.

Ricardo is a three-party payment system common to Internet banking and DGCs. One user pays another user, by settling through a single server trusted by both users to manage value.

Using Ricardo, Systemics and partners have built trading systems, contract markets, secure messaging, and other applications. All these applications derive their underlying security from Ricardo's secure open transactions.



Ricardo's strength is reliable payments. Applications can build on this to create reliable higher layer services.